There are several cheap car insurance companies. Listed here are a few and a review of what information is contained on their websites.
Progressive has claimed to be a cheap car insurance company. They offer services such as 24/7 claim service, pet accident insurance, and someone to assist you with buying a car if yours gets totaled, and discounts for a safe driving record and having more than one car insured with them. In completing a quote, individuals are asked to provide the car that they drive, personal identifying information, and whether they have any driving violations. Individuals are then offered a choice of what kind of car insurance they would like, and the amount of money they could pay for each of those insurances, which may or may not be cheaper than what they are already paying.
Geico also has claimed itself to be a cheap car insurance company. Their claim is that 15 minutes could save you up to 15 percent on your insurance. One bonus with Geico is that they do provide all the different coverages that are available and that you the consumer should consider having on your policy. I started a quote from them but became frustrated at the amount of information that they required. Some personal information I was allowed to opt out of giving like my phone number and social security number, but others I was not like my occupation and how much I am paying for my insurance currently. Geico does not provide coverage in Massachusetts.
Allstate is going a different route in being a cheap car insurance company. Their claim is a safe driving bonus for every 6 months an individual goes without an accident they can earn up to 5% of their premium. They can also score money off of their deductible. Individuals can also receive a quote online.
State Farm can also be considered a cheap car insurance company. They offer to their individuals information such as how much insurance do they need, what affects the price of their insurance, what are coverage and deductible options, and auto insurance discounts. They offer discounts for Multiple Vehicle, Multiple Line, New Vehicle Safety, Accident Free, Anti-Theft Device, Defensive Driving, Good Driving, Fine Student and, Driver Training. Individuals can get a quote online in about 15 minutes.
Nationwide is also a cheap car insurance company, because they claim that you can keep up to $500. They offer 100% guarantee on repairs for as long as you own the vehicle. They offer 24/7 claim service. They also offer free On Your Side Reviews to assist you with choosing discounts and coverage that are right for you.
Amica also claims to be a cheap car insurance company. They do not offer much information about their auto insurance online. However, you can complete a quote online.
Esurance offers the most information about cheap car insurance companies. Esurance allows individuals to obtain a quote that compares auto insurance rates. This allows the individual to pick the best insurance information for them. Individuals can then buy the policy right online. Esurance claims that if another company offers a cheaper rate you can purchase the policy.
Filed under State Farm Auto Insurance by on Mar 13th, 2011. Comment. 
GEICO has not called me but I love those commercials when the man turns a very serious face to the camera and says ” Can GEICO effect you money on your car insurance, then he asks an obvious question like “Did Elmer Fudd have problems saying his R’s? ” I knows GEICO or their ad agency mean to call me and ask for some ideas for future commercials using this same format. So I have been happy to think some up. And as a fun exercise, when you see a line you like, image what visual would go with it.
Okay here we go – Can GEICO establish you money on your car insurance –
Did Attila have anger management problems
Did Custer need a haircut?
Did Three Mile Island have a puny accident?
Did Brett Favre retire?
Did Ben Franklin have troubles flying a kite?
Did Amelia Earhart have problems with directions?
Did John McEnroe have a temper?
Did the Titantic like icebergs?
Is every boy under ten diagnosed with ADD?
Does every blind date have a “good personality”?
Does Mel Gibson know when to shut up?
Do Evangelists look like used car salesmen selling the latest model of God?
Is it a excellent idea to have a tattoo of your ex-girlfriend’s name?
Does Jimmy Carter remind you of Mr. Rogers?
Does Rap rhyme with Crap?
Is Lady Ga Ga a marketing genius?
Did Abe Lincoln like attending plays?
Is productive meeting an oxymoron?
Did JFK have a Boston accent?
Was Ted Kennedy a good driver?
Is the push-up bra the best invention ever?
Is most of the world two drinks unhurried?
Does a man peruse your eyes first?
Can the Cubs find new ways to lose games?
Has Joe Paterno hung around too long?
Can Tim Wakefield throw a knuckleball?
Do men just ice fish to escape their wives?
Can Superman kick Spiderman’s butt?
Is there really such a thing as “fun for the whole family? “
Does Aunt Franny give you a fruitcake every Christmas?
Is Aunt Franny a fruitcake?
Did Socrates piss people off.
Was 100 Elm Street, Lincoln’s Gettysburg address.
Was General Sherman a pyromaniac?
Did Sarah Palin pass the third grade?
Are there too many Elvis Presley impersonators?
Can Microsoft find new ways to piss you off?
Were the bankers happy to receive bail-out money?
Were Pepperoni Potato Chips a helpful belief?
Does the Coyote Ever Catch the Roadrunner?
Does Acme Supply keep ripping off the Roadrunner?
Did Porky Pig stutter?
Should a five foot two field goal kicker decide a football game?
Did Nicole Anna Smith marry for money?
Did you wife really believe “Bambi” was just a friend.
Should you really wrestle an alligator?
Was Barney Rubble short?
Feel free to add to this list!
Filed under State Farm Auto Insurance by on Feb 24th, 2011. Comment.
Many senior citizens have been real to their auto insurance companies for years, often decades. Having the same reliable insurance agent and company is comforting. But the auto insurance industry has become more competitive, actively vying for the senior citizen market. It makes sense for senior citizens to gather information to compare their fresh rates, especially at the time of auto insurance renewal.
Getting quotes for auto insurance is an easy process. With impartial a few clicks on the computer or toll-free telephone calls, anyone can gather a list that compares auto insurance by services and rates. For senior citizens, who often are on fixed incomes, this can be a very cost-effective exercise, possibly saving them hundreds of dollars during an insured period.
Finding Comparable Rates
Buying auto insurance is like any other important, long-term purchase. The key is to take time to research and shop for the best deal with reliable auto insurance companies.
The following is a sample of insurance companies and insurance brokers offering auto insurance quotes on the Internet. Many have specific marketing programs targeting senior citizens.
AARP: www.aarp.thehartford.com.
AARP is an advocacy organization for seniors that promotes the interests of people over 50 years conventional. They offer auto insurance to members through The Hartford.
Allstate: www.allstate.com.
Allstate is a well known insurance company. Quotes can be gathered at the above website or local agents can be found in the telephone book and are available to assist in preparing a free quote.
Farmers Insurance Group: http://www.farmersinsurance.com.
Online or in person, a Farmers insurance agent can review auto insurance coverage, help identify potential gaps, and include any qualifying Farmers Auto insurance discounts.
Progressive Insurance: www.progressive.com.
Progressive will provide a quote for their company along with comparables of other auto insurance companies for easy comparisons.
Geico Insurance: www.geico.com.
This company can be accessed online or at one of their many offices. It is easy to earn a quote; they offer flexible payment options and competitive rates.
Costco: www.costco.com.
Costco offers membership insurance through Ameriprise Auto & Home Insurance.
Autoinsure: www.autoinsure.org.
Autoinsure has a page with helpful insurance information for senior citizens. They can provide quotes from all the major auto insurance companies.
Esurance: www.esurance.com.
A rising star among insurance companies that take pride in stating: “Esurance doesn’t just offer helpful insurance coverage, we also believe in educating consumers.” Their online quote process is easy to navigate.
US Insurance: www.usinsuranceonline.com
They will provide multiple auto insurance quotes tailored to specific needs within minutes of filling out their simple short form. It’s easy then to compare them side by side to find the best prices and coverage.
Car Insurance Rates: www.carinsurancerates.com
Their network of companies and brokers offer a variety of car insurances: Farmers, Allstate, AIG, Nationwide, AARP, Safeco Insurance, Liberty Mutual, MetLife and Mercury.
Every insurance rate: www.everyinsurancerate.com
EveryInsuranceCompany.com is a handy Internet directory to find local insurance companies, insurance quotes and discount insurance rates.
Quote Scout: www.quotescout.com.
This website will provide quotes from a long list of auto insurance companies – literally from “A” to “Z”.
Insurance.com: http://www.insurance.com.
Insurance.com works directly with 15 highly rated car insurance companies in 46 states: 21st Century, Electric Insurance, Esurance Auto Insurance, The Hartford, Infinity, Liberty Mutual, Meritplan Insurance, MetLife Auto Insurance, Newport Insurance, Permanent General Assurance Corporation (The General), Progressive, QBE Insurance, Safeco, Travelers Insurance, and Unitrin Direct.
Keeping Auto Insurance Rates Down
There are ways that senior citizens can take responsibility to control their auto insurance rates. Here are a few suggestions.
According to seniorjournal.com, most of the major auto insurance agencies provide a 5% – 10% discount to drivers beginning at the ages of 50 or 55. However, as a group, drivers 75 and older have one of the highest rates of fatal daytime accidents. Because of this, it’s important that senior drivers end proactive and eager in keeping their driving skills sharp.
Many states offer an auto insurance discount for mature drivers if a person meets a given age criteria and has taken an approved mature driver safety course. Local colleges and senior centers are good resources to learn about the classes. AARP has local and on-line access to the course. Costco offers its members an online drivers’ safety training course through FirstNet: www.firstnetlearning.com.
Another way to keep auto insurance rates down is to drive a low-profile car, one that as part of a group has a lower rate due to minimum repair costs, considered safer and less likely to be stolen. Check the Highway Loss Data Institute, www.iihs.org, for the latest related data.
Examine novel auto insurance needs and requirements. Changing to higher deductibles or dropping collision or comprehensive coverage for older cars may make sense.
Always ask about discounts when purchasing or renewing auto insurance.
And finally, the best long-term advice: Always drive defensively, stay alert and follow the driving laws. Maintaining a safe driving record is the best arrangement to keep auto insurance rates down.
Filed under State Farm Auto Insurance by on Feb 22nd, 2011. Comment.
